Graduating Secured Credit Cards to Full Featured Products

In Mercator Advisory Group’s research on secured cards, we noted how the market changed since the Credit Card Accountability Responsibility and Disclosure Act of 2009 (CARD Act) eliminated a series of unfair practices. Before the regulation, the market was filled with hard money lenders who took advantage of borrowers with sky-high interest rates and even worse junk fees. Things like application fees, activation fees, and risk fees tainted the product. The CARD Act cleaned up the business, and now top lenders, from Bank of America, Chase, Discover, and US Bank, offer worthwhile cards, with interest rates ranging from 11.65% to 24.99%, and reasonable, in-range fees.  Mastercard and Visa also came out with more rigorous standards for their franchisees. We peg the U.S. market at almost 5 million cards today, with the potential to embrace 500 percent more, given the number of low-banked, underbanked, and unbanked in the market. Working in credit for decades often brings friends and acquaintances with questions about “what is the best card for me to get?” Many times my answer is something along the lines of a Chase Freedom card, which I like because it carries an excellent reward st...

This story was written in collaboration with Forbes Finds. Forbes Finds covers products and experiences we

This story was written in collaboration with Forbes Finds. Forbes Finds covers products and experiences we think you’ll love. Featured products are independently selected and linked to for your convenience. If you buy something using a link on this page, Forbes may receive a small share of that sale. Winter has its perennials: wool scarves, snug sweaters and boots of any kind. And no other fashion item encapsulates the season—and brings together all the aforementioned layers—more than a chic camel coat. Its sandy hue acts as a neutral base, allowing for what’s underneath to pop while also highlighting the rich colors of autumn leaves. Whether you dress it up with a navy suit and loafers for a day at the office, or down with jeans and a pair of high-tops for a weekend outing with the boys, a great camel coat is versatile enough to work in myriad situations. Here are some of the best of the season that are well worth the investment From the streamlined profile to the pronounced gold buttons with the “4G” logo, this camel coat from the French label Givenchy is elegance personified. Factor in the structured shoulders and jacquard lining and this cashmere-blend topper by designer Cla...

Global Home Beer Brewing Machine Market 2019-2023 | Multi-Featured Product Offerings to Boost Growth | Technavio

Technavio has announced its latest market research report titled global home beer brewing machine market 2019-2023. (Graphic: Business Wire) Technavio has announced its latest market research report titled global home beer brewing machine market 2019-2023. (Graphic: Business Wire) LONDON–(BUSINESS WIRE)–The global home beer brewing machine market is expected to post a CAGR of almost 13% during the period 2019-2023, according to the latest market research report by Technavio. Request a free sample report Residential consumers especially in North America are setting up small-scale breweries and are selling home-brewed beer to local manufacturers. The preference for self-brewed beer is also increasing among consumers who consume beer regularly or host frequent house parties. Such factors have fueled the demand for home beer brewing machines which can efficiently handle high demand during large parties and minimize expenses. Moreover, home beer brewing machines are available in different sizes, can be easily installed, and help in small scale mobile beer brewing and storage. This growing demand for home craft or draught beer will drive home beer brewing machine market g...

Becky Lynch, Big Show Featured On Cover Of Millions Of Boxes Of Post Brand Cereals (Photos)

It looks like WWE 2K20 won’t be the only mainstream product on shelves you will see Becky Lynch featured on. WWE sent out an announcement on Friday to announce that “The Man” and WWE veteran The Big Show will be featured on million of boxes of POST cereals. LAKEVILLE, Minn., and STAMFORD, Conn., Sept. 26, 2019 – Post Consumer Brands and WWE® (NYSE: WWE) today announced an expanded partnership that brings the thrill and excitement of WWE to cereal boxes nationwide as superstars Becky Lynch and Big Show will be featured on the front of nearly 7 million boxes of Post Honeycomb® cereal and Post Golden Crisp® cereal. The partnership was announced today at Advertising Week in New York City. Raw Women’s Champion Becky Lynch will be featured on the front of Golden Crisp cereal, whose iconic mascot Sugar Bear remains a beloved fan favorite, while Big Show will be featured on boxes of Honeycomb, a cereal known for its big flavor and unique big honeycomb shape. “Post and WWE are the perfect match, as both brands appeal to the entire family,” said Roxanne Bernstein, Chief Marketing Officer, Post Consumer Brands. “WWE programming is family-friendly, with more parents and ki...

14-year-old Louisville entrepreneurs get products featured at 2019 Emmy Awards

LOUISVILLE, Ky. — While many kids are out playing sports or video games with their friends, two young teenage entrepreneurs in Louisville are spending their spare time building a business, and it has now landed them in Hollywood. “We created Ooh La Lemon because we love working together,” co-founder of Ooh La Lemon, Hailey Hertzman said.14-year-olds Hailey Hertzman and Katie Vonder Haa have been best friends since they were kids. “We sell cute, trendy, fun, colorful products,” Hertzman said.Operating a lemonade stand as a kid could be pretty simple – squeeze lemons and charge a quarter for a cup, but Hailey and Katie took that idea to the next level.”We both really loved running the lemonade stand so we thought why not run our own business with our own products,” Hertzman said.At 12-years-old, the two won the 2017 National Entrepreneur of the Year Award from Lemonade Day – a program teaching children how to start, own and run their own business. Using their prize money, the girls co-founded Ooh La Lemon. “We sell purses, dog collars, leashes, bow tie sets, kitchen supplies, dish towels, and socks,” Hertzman said.The girls sell hip and trendy lemon-inspired prod...

This story was written in collaboration with Forbes Finds. Forbes Finds covers products we think you’ll love. Featured

This story was written in collaboration with Forbes Finds. Forbes Finds covers products we think you’ll love. Featured products are independently selected and linked to for your convenience. If you buy something using a link on this page, Forbes may receive a small share of that sale. Does everyone congregate in one room of your house, trying to get the most out of your wireless router? Do you frequently field complaints that the wireless network is spotty at the far ends of your house?  If so, then you need a mesh network. It takes your wireless signal and, through dedicated hardware, broadcasts it via discrete networks to mesh points that you place throughout your house. It’s a great way to make sure everyone has a great network connection, no matter where they are.  The Netgear Orbi Voice is unique in this list because it does more than just bathe your home in whole-house Wi-Fi. In my testing, I found the base unit, with its six antennas hidden inside, to be almost powerful enough to cover my home on its own. But plug in the mesh unit and suddenly you also have a full-fledged smart speaker with Amazon Alexa built in. Beyond just extending your network, Netgear’s Orbi Voice w...